FSC -

A. Companies licensed under the Financial Services (Insurance Companies) Act, 1987 to carry on insurance business in Gibraltar.

Name	Classes of Insurance Business
Acromas Insurance Company Limited	1, 2, 3, 8, 9, 10, 13, 16, 17, 18
Admiral Insurance (Gibraltar) Limited	3, 10, 16, 18
Advantage Insurance Company Limited	1, 2, 3, 8, 9, 10, 13, 18
ARB Insurance Company Limited	1, 2, 3, 7, 8, 9, 10, 13, 16, 17
Argus Insurance Company (Europe) Limited	1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17
Arriva Insurance Company (Gibraltar) Limited	3, 4, 6, 7, 8, 9, 10, 12, 13, 16, 17
Brit Insurance (Gibraltar) PCC Limited	1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (Reinsurance only)
Carraig Insurance Company Limited	3, 10
Casualty & General Insurance Company (Europe) Limited	8, 9, 13, 15, 17
Collingwood Insurance Company Limited	3, 10, 13
Crystal Insurance Company Limited	16 (Reinsurance only)	*
Derwent Insurance Limited	1, 2, 3, 7, 8, 9, 10, 13, 16, 18
Diramic Insurance Limited	8, 9, 13, 16
Douglas Insurance (Gibraltar) Limited	10, 13
Echelon Insurance Company Limited	16, 18
engage Mutual Insurance Limited	1, 2, 16
Elite Insurance Company Limited	7, 8, 9, 13, 16, 17
Enterprise Insurance Company plc	1, 2, 3, 7, 8, 9, 10, 13, 16, 17
Euroguard Insurance Company PCC Limited (12 cells in issue)	1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18
Eurolife Assurance (International) Limited	1, 2 I, III, IV, VI	*
Evolution Insurance Company Limited	1, 2, 3, 7, 8, 9, 10, 13, 14, 15, 16
First Central Insurance Company Limited	3, 7, 10, 17
Focus Insurance Company Limited	16, 17
Gateway Insurance Company Limited	1, 3, 8, 9, 10, 13
Gencon Insurance Company International Limited	8, 9, 13, 16
Haven Insurance Company Limited	1, 2, 3, 10, 16
Hill Insurance Company Limited	5,7,11,14, 15,16,18
International Construction Insurance Underwriters Limited	8, 9 (Reinsurance only)
LAMP Insurance Company Limited	1, 2, 14, 16, 17, 18
Lemma Europe Insurance Company Limited	6, 7, 8, 9, 12, 13, 16, 17
Lighthouse General Insurance Company Limited	1, 2, 16
Lighthouse Life Assurance Company Limited	I and IV
London & Colonial Assurance plc	I and III
Markerstudy Insurance Company Limited	3, 8, 9, 10, 13, 16
Marketguard Insurance Company Limited	16
Millennium Insurance Company Limited	1, 2, 7, 8, 9, 13, 14, 15, 16, 17
Mount Grace Insurance Company Limited	17
Mulsanne Insurance Company Limited	3, 10, 16 and 18
Novista Insurance Limited	8, 9, 13, 16
Octagon Insurance Company Limited	3, 8, 9, 10
PEL Altraplan (Gibraltar) PCC Limited	III and VI
Petrus Insurance Company Limited	2, 3, 7, 8, 9, 13, 16
Pillar Insurance Company Limited	7, 8, 9, 13, 16, 17
Planet Insurance Company Limited	3, 10	*
Premier Insurance Company Limited	3, 10
Professional Travel Insurance Company Limited	1, 2, 7, 8, 9, 13, 16, 17, 18
Red Sands Life Assurance Company (Europe) Limited	I
Red Sands Insurance Company (Europe) Limited	1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 13, 14, 15, 16, 17, 18
Service Insurance Company Limited	3, 9, 10, 13, 17, 18
Southern Rock Insurance Company Limited	3, 10, 17, 18
STM Life Assurance PCC plc	III
Symphony Insurance Company Limited	3, 10	*
Tate & Lyle Insurance (Gibraltar) Limited	1, 2, 4, 7, 8, 9, 12, 13, 14, 16
The Aldgate Insurance Company Limited	1, 7, 8, 9, 13, 16	*
The Care Insurance Company Limited	1, 2, 16
Tradewise Insurance Company Limited	3, 7, 8, 9, 10, 13, 17
Trinity Square Insurance Limited	13
Ultimate Insurance Company Limited	1, 2, 3, 8, 9, 16, 17, 18
Victory Insurance Limited	16
Viscount Reinsurance Company Limited	16 (Reinsurance only)	*
White Rock Insurance (Gibraltar) PCC Limited (21 cells in issue)	1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18
White Shield Insurance Company Limited	1, 2, 3, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17
Zenith Insurance plc	1, 2, 3, 7, 8, 9, 10, 13, 16

* Companies no longer authorised to enter into new contracts of insurance.

B. EEA insurance companies entitled to carry on insurance business in Gibraltar.

Name	Classes of Insurance Business
ACE European Group Limited	1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18
AssicurazioniGenerali SpA	1, 2, 3, 7, 8, 9, 10, 13, 16
Aviva International Insurance Limited	1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17
AXA Insurance plc	1, 2, 3, 6, 7, 8, 9, 10, 12, 13, 14, 15, 16
Eagle Star Insurance Company Limited	1, 2, 3, 4, 7, 8, 9, 10, 13, 14, 15, 16, 17
General Accident Fire and Life Assurance Corporation plc	1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17
Middlesea Insurance plc	1, 2, 3, 4, 6, 7, 8, 9, 10, 12, 13, 14, 15, 16, 17, 18
Norwich Union Insurance Ltd	1, 3, 7, 10

C. Gibraltar insurers entitled to carry on insurance business in EEA States.

Name	EEA State	Classes of Insurance Business
Acromas Insurance Company Limited	UK	1, 2, 3, 10, 17, 18
Argus Insurance Company (Europe) Limited	M	1, 2, 3, 6, 7, 8, 9, 10, 12, 13, 16
Elite Insurance Company Limited	UK	16, 17
Gateway Insurance Company Limited	UK	1, 3, 8, 9, 10, 13
Lighthouse General Insurance Company Limited	SP	1, 2, 16
Lighthouse Life Assurance Company Limited	SP	I, IV
Mount Grace Insurance Company Limited	UK	17
Professional Travel Insurance Company Limited	UK	1, 2

D. Gibraltar insurers entitled to provide services in EEA States.

Name	EEA State	Classes of Insurance Business
Acromas Insurance Company Limited	IR	1, 2, 17, 18
Admiral Insurance (Gibraltar) Limited	GE, IT, UK	3, 10, 16, 18
Advantage Insurance Company Limited	UK	3, 10
ARB Insurance Company Limited	IR	1, 2, 3, 7, 8, 9, 10, 13, 16, 17
	UK	1
Argus Insurance Company (Europe) Limited	UK	1, 3, 7, 8, 9, 10, 13, 16
	NE	1, 3, 7, 8, 9, 10, 13
Arriva Insurance Company (Gibraltar) Limited	DK, GE, NE, PO, SW, UK	3, 4, 6, 7, 8, 9, 10, 12, 13, 16, 17
	IT	3, 4, 6, 7, 8, 9, 12, 13, 16, 17
	H	3, 4, 7, 8, 9, 10 ,13, 16, 17
	PL	4, 6, 7, 8, 9, 12, 13, 16, 17
	AU	4, 13, 16
Carraig Insurance Company Limited	IR, UK	3, 10
Casualty & General Insurance Company (Europe) Limited	UK	13, 15, 17
	FR	8, 9, 13, 15
	IR	13
	SP	8, 9, 13
Collingwood Insurance Company Limited	IR, UK	3, 10, 13
Derwent Insurance Limited	UK	1, 2, 3, 7, 8, 9, 10, 13, 16, 18
	BU	1, 2, 7, 8, 9, 13, 16, 18
Diramic Insurance Limited	AU, FR, GE, IT	8, 9, 13, 16
Douglas Insurance (Gibraltar) Limited	UK	10, 13
	IR	13
Echelon Insurance Company Limited	UK	16, 18
engage Mutual Insurance Limited	UK	1, 2, 16
Elite Insurance Company Limited	FR	7, 8, 9, 13, 16
	IT	16
	IR, UK	16, 17
Enterprise Insurance Company plc	UK	1, 3, 7, 8, 9, 10, 16, 17
	IR	16
	NR	1, 2, 8, 9, 13, 16
	SW	16
	GR	1, 3, 10, 16, 17
	FR	3, 10
Euroguard Insurance Company PCC Limited	FR	1, 8, 9, 13, 16
	H	16
	UK	3, 7, 13
Eurolife Assurance (International) Limited	BE, FR, IT, IR, SP, UK	I, III, IV, VI
Evolution Insurance Company Limited	BE	15
	IR	7, 13, 15
	NE	3, 10
	UK	7, 13, 14, 15, 16
First Central Insurance Company Limited	UK	3, 7, 10, 17
Focus Insurance Company Limited	UK	16, 17
Gencon Insurance Company International Limited	BE, BU, DK, FR, GE, GR, IT, PO, IR, SP, UK	8, 9, 13, 16
Haven Insurance Company Limited	UK	1, 2, 3, 10, 16
Hill Insurance Company Limited	IT	5,7,11,14, 15,16,18
LAMP Insurance Company Limited	IR	1, 2, 14, 16, 17
	FR	1, 2, 16
	UK	1, 2, 14, 16, 17, 18
	IT	1, 2
	SW	17
Lemma Europe Insurance Company Limited	BE, BU, CY, FR, GE, GR, IR, IT, M, NE, SP,	6, 7, 8, 9, 12, 13, 16
	NR, UK	6, 7, 8, 9, 12, 13, 16, 17
Lighthouse General Insurance Company Limited	AU, DK, GE, NR, PL, PO, IR, IT, SP, SW, UK	1, 2, 16
	IT	8, 9
Lighthouse Life Assurance Company Limited	AU, DK, GE, NR, PL, PO, IR, IT, SP, SW, UK	I, IV
London & Colonial Assurance plc	UK	I, III
Markerstudy Insurance Company Limited	UK	3, 10, 13
	IR	8, 9, 13, 16
Marketguard Insurance Company Limited	IR, UK	16
Millennium Insurance Company Limited	FR, IT	1, 2, 7, 8, 9, 13, 14, 16, 17
	SP	1, 2, 7, 8, 9, 13, 14, 15, 16, 17
	PO, UK	7, 8, 9, 13, 15, 16
Mount Grace Insurance Company Limited	UK	17
Mulsanne Insurance Company Limited	UK	3, 10, 16 and 18
Novista Insurance Limited	AU, BE, DK, FN, FR, GE, GR, IC, IR, IT, LUX, NE, NR, SP, SW, PO	8, 9, 13, 16
	CZ, H, PL	13
Octagon Insurance Company Limited	UK	3, 10
PEL Altraplan (Gibraltar) PCC Limited	BE, DK, FN, FR, GE, IR, IT, LUX, NE, NR, PL, PO, SP, SW, UK	III, VI
Petrus Insurance Company Limited	BE, CZ, DK, FN, FR, GE, GR, H, IC, IR, IT, NE, NR, PL, PO, SK, SP, SW, UK	3, 7, 8, 9, 13, 16
Pillar Insurance Company Limited	AU, DK, FN, FR, GE, IT, NE, NR, PO, SP, SW, UK	7, 8, 9, 13, 16
	BE	7, 8, 9, 13, 16, 17
	IR	17
Planet Insurance Company Limited	UK	3, 10
Premier Insurance Company Limited	UK	3, 10
Professional Travel Insurance Company Limited	CY, FR, GE, , SP	1, 2, 9, 13, 16
	NE	1, 2, 9, 13, 16, 17, 18
	UK, PO	1, 2, 9, 13, 16, 17, 18
	IR	1, 2
Red Sands Life Assurance Company (Europe) Limited	PL	I
Red Sands Insurance Company (Europe) Limited	UK	1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 13, 14, 15, 16, 17, 18
	CY, CZ, GE, GR, IT, PO, SP	16, 18
	PL	1, 2, 16, 18
	IR	16
Service Insurance Company Limited	UK	3, 9, 10, 13, 16, 17, 18
Southern Rock Insurance Company Limited	IR	3, 10
	UK	3, 10, 17, 18
STM Life Assurance PCC plc	UK, SP	III
Symphony Insurance Company Limited	UK	3, 10
Tate & Lyle Insurance (Gibraltar) Limited	BE, BU, FR, GE, IR, IT, NE, PO, RO, SK, UK	8, 9, 16
The Aldgate Insurance Company Limited	UK	1, 7, 8, 9, 13, 16
The Care Insurance Company Limited	PO, SP, UK	1, 2, 16
	IR	1, 2
Tradewise Insurance Company Limited	CY,PO, SP	3, 10
	IR	3, 10, 13
	UK	3, 7, 8, 9, 10, 13, 17
Trinity Square Insurance Limited	AU, CZ, DK, FN, FR, GE, H, IR, IT, M, NE, NR, PL, PO, SK, SP, SW	13
Ultimate Insurance Company Ltd	UK	1, 2, 3, 8, 9, 16, 17, 18
Victory Insurance Limited	UK	16
White Rock Insurance (Gibraltar) PCC Limited	UK	1, 2, 3, 4, 7, 8, 9, 13, 16
	FR	1, 3, 4, 7, 8, 9, 13, 16
	NR	7, 8, 9, 16
	IC, NE, PL, DK, SW, SLO	7, 8, 9, 13, 16
	AU, BE, CZ, GR, H, LUX, PO	1, 7, 8, 9, 13, 14, 16
	GE, IR	1, 7, 8, 9, 13, 14, 16
	SK	1, 8, 9, 13, 16
	IT	1, 6, 7, 8, 9, 12, 13, 16
	FN, LCH,	8, 9, 13, 16
	RO	8, 13, 16
	SP	1, 5, 7, 8, 9, 11, 13, 16
	FN	7
White Shield Insurance Company Limited	UK	1, 2, 6, 7, 8, 9, 11, 12, 13, 15, 16, 17
Zenith Insurance plc	FR	3, 10
	GR	1, 3, 10
	IR	1, 2, 3, 8, 9, 10, 13, 16
	UK	1, 2, 3, 7, 8, 9, 10, 13, 16

E. The Classes of Insurance Business which are set out in Schedule 1 and 2 to the Financial Services (Insurance Companies) Act, 1987 are as follows:

General Business	Long Term Business

1. Accident	I Life and annuity
2. Sickness	II Marriage and birth
3. Land vehicles	III Linked long term
4. Railway rolling stock	IV Permanent health
5. Aircraft	V Tontines
6. Ships	VI Capital redemption
7. Goods in transit	VII Pension fund management
8. Fire and natural forces	VIII Collective insurance etc.
9. Damage to property	IX Social insurance
10. Motor vehicle liability
11. Aircraft liability
12. Liability for ships
13. General liability
14. Credit
15. Suretyship
16. Miscellaneous financial loss
17. Legal expenses
18. Assistance

F. The following is a list of EEA State Codes

State	Abbreviation
Austria	AU
Belgium	BE
Bulgaria*	BU
Cyprus	CY
Czech Republic	CZ
Denmark	DK
Estonia	EST
Finland	FN
France	FR
Germany	GE
Greece	GR
Hungary	H
Iceland	IC
Italy	IT
Latvia	LV
Liechtenstein	LCH
Lithuania	LT
Luxembourg	LUX
Malta	M
Netherlands	NE
Norway	NR
Poland	PL
Portugal	PO
Republic of Ireland	IR
Romania*	RO
Slovak Republic	SK
Slovenia	SLO
Spain	SP
Sweden	SW
United Kingdom	UK

* States acceding to the European Union on 1 January 2007. As at 26 August 2010.