Application Fees & Regulatory Capital

The following application fees apply to each of the following Supervisory Acts and must accompany the application (if submitting an application which covers more than one Supervisory Act, the highest fee under each Act must be paid otherwise you must pay for the highest fee applicable under the Act that you are seeking authorisation).

The table also shows the minimum capital for applicant firms which must also be met on a continual basis throughout the firm's authorisation.  The FSC may require that a firm holds higher amounts of capital than the stipulated minimum.

Financial Services (Investment and Fiduciary Services) Act

Class Description   Application Fee Minimum Regulatory Capital
I Investment Dealer Dealing in non-MiFI investments £3,750(1)(2) £10,000
II(a) Investment Broker  Arranging deals in non-MiFI investments £3,750(1)(2) £10,000
II(b) Collective Investment Scheme Intermediary Arranging deals in non-MiFI investments in respect of collective investment schemes £3,750(2) £10,000
III Investment Manager Managing non-MiFI investments £3,750(2) £10,000
IV Investment Adviser  Providing investment advice in respect of non-MiFI investments £3,750(2) £10,000
VI(a) General Insurance Intermediary  Carrying out Insurance or Reinsurance Mediation in respect of general insurance products £3,750(2) 15,000 or 4% of commission & fee income received (whichever is greater)
VI(b) Life Assurance Intermediary Carrying out Insurance or Reinsurance Mediation in respect of life-assurance based products £3,750(2) 15,000 or 4% of commission & fee income received (whichever is greater)
VII Professional Trustee Acting as trustee or soliciting such business £2,000(2) £50,000
VIII Company Manager Provision of management and/or administrative services for companies £2,000(2)(3) £10,000
IX Insurance Manager Exercising management or advisory functions in relation to one or more insurer or reinsurer £6,000  
X Stock Exchange Establishing and conducting the business of an investment exchange £40,000 4 years expenses
XI Clearing House Establishing and conducting the business of a clearing house £40,000 4 years expenses
XII Bureaux de Change Providing money service business activities of bureaux de change £1,750(4)  
XIII Money Transmitters Providing money service business activities of money transmitter £2,375(4)  

Note 1 : In relation to non-MiFi activities only.  See below for fees applicable to MiFi firms.

Note 2 : An additional £1,250 is payable for any additional licence class sought.

Note 3: The application fee shall be reduced to £288 in the case of a company manager whose services, as a nominee company, comprise solely the provision of nominee shareholders.

Note 4 : If the applicant seeks both a class XII and XIII licence, the application fee shall be £2,375.

Financial Services (Collective Investment Schemes) Act 2005

Class Description   Application Fee Minimum Regulatory Capital
V(a) Collective Investment Scheme Manager Establishing, acting as the manager of, or as the operator of, or winding up a collective investment scheme £8,000 125,000
V(b) Collective Investment Scheme Depositary (5) Acting as the trustee of a unit trust scheme or the depositary of any other collective investment scheme £6,250 5,000,000
V(c) Collective Investment Scheme Administrator Acting as the administrator of a collective investment scheme £5,000 £10,000
  Collective Investment Scheme     £50,000

Note 5. Unless deemed not to constitute a restricted activity under regulation 64 of the Financial Services (Collective Investment Schemes) Regulations 2005.

Financial Services (Markets in Financial Instruments) Act 2007

Category Description   Application Fee Minimum Regulatory Capital
Category 1 Unrestricted Permitted to deal as principal with investors, deal as agent for investors, arrange deals for investors, give investment advice, and, hold/control customer money and other customer assets  £8,500 730,000
Category 2  Money-Holders Permitted to deal as agent for investors, arrange deals for investors, give investment advice, and, hold/control customer money and other customer assets, but prohibited from dealing as principal with investors £6,750 125,000
Category 3 Arrangers Permitted to arrange deals for investors, and give investment advice, but prohibited from dealing as principal with investors or dealing for them as agents and from holding/controlling customer money and other customer assets £5,250 50,000

Financial Services (Banking) Act 1992

Description   Application Fee Minimum Regulatory Capital
Deposit taking Taking deposits from the public and providing related services  £15,000 5,000,000
E-money Issuing means of payment in the form of electronic money £22,500 €1,000,000

Financial Services (Insurance Companies) Act

Description Application Fee Minimum Regulatory Capital
General business (insurers and reinsurers) £3,500  
General business (captive insurers and reinsurers) £3,000  
Long term business (insurers and reinsurers including protected cell companies)  £9,000  
Long term business (captive insurers and reinsurers)  £9,000  
Protected cell companies (general insurance and reinsurance business only) £3,000
plus £1,250 per cell
 
Extensions to Licence £2,500  

Financial Services (Auditors) Act 2009

Description   Application Fee
Audit Firms Inc Non EEA Audit Firms Firms carrying out statutory audits. £1,875
Statutory Auditors Individuals carrying out statutory audits. £250